ARE YOU THINKING OF BUYING A HOME ?

FIRST- TIME BUYER ?

DOWNSIZING ?

RELOCATING ?

Whatever you're considering, let me help.

When purchasing a home, you're faced with a multitude of decisions!

The primary one is whether you're actually prepared to purchase.

Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process.

Downsizing can be a task in itself. I know myself, it was difficult to comprehend moving home size furniture into a smaller house or condo.

Moving to a different area can be exciting. It can be daunting. I can help you select the areas that are safe, yet handy to everything you need.

I'll help make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own.

I'll help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I spend a lot of time keeping on top of the market, and I know neighborhood values, so I can help you determine which properties are fairly-priced and in good condition before you even start your search.

FIRST STEP

Your first step to buying is to ask yourself why you want to buy something!

To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?

Next, list what kind of home you'd like and where you'd like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific.

Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, hospital, library, stores, entertainment, etc.).

Ask yourself how many minutes you're willing to commute to work or drive the kids to school.

Think about home styles. How much space do you need?

Does your situation require a one-level home, or are stairs acceptable?

Consider size and kind of property.

Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

NEXT STEP: LOAN PRE-QUALIFICATION

Once you've addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. I can help you with some of the great brokers some of my clients have used.

Call me and I can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients and someone I've worked with personally.

I'LL FIND THE RIGHT HOME FOR YOU !

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service, solicit fellow Realtors at Pemberton Holmes to see what listings they have and what they may have coming up!

I also approach my Realtor friends at other companies to see what they may have coming up - whatever it takes to find you the home of your dreams!

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I HELP YOU EVERY STEP - AND MORE !

I'll help you complete your financing and inspections, close on the transaction, and everything else until you put your new key into the door and walk through your living room the first time.

My top priority is to make sure your home buying experience is pleasant, cost-efficient, and successful and that this will be a home you'll be happy and comfortable for a long time.